Putnam County and Philipstown Town property record for 189 Lane Gate Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,596 sqft · built 1955 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,334 (2024) |
| Deeds & Mortgages | Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 49.-3-7 |
| Primary APN | 372689 49.-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | No Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 155 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 316 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 059350 |
|---|---|
| Street Address | 189 LANE GATE RD |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10600 |
189 Lane Gate Rd is owned and occupied by an individual.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 LANE GATE RD, COLD SPRING, NY 10516-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 189 LANE GATE RD, COLD SPRING, NY 10516-3522 |
| Document Number | 0067370089 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 LANE GATE RD COLD SPRING NY 105163522, COLD SPRING, NY 10516-3522 |
| Document Number | 0067370089 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 006737/000089 |
| Instrument | 1602387 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 25, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,800 Land $59,800 Building $84,000 | $468,862 | |
| 2024 | $8,334.00 | ||
| 2023 | $143,800 (-) Land $59,800 Building $84,000 | $408,291 (+11.73%) Land $169,790 Building $238,501 | |
| 2022 | $143,800 Land $59,800 Building $84,000 | $365,438 Land $151,969 Building $213,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Lane Gate Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2007–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Lane Gate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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