187 Lane Gate Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 187 Lane Gate Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,787 sqft · built 1982
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Trust Names on File
Tax Bill	$19,139 (2024)
Deeds & Mortgages	Nov 2025 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372689 49.-3-5`

Property Details

APN / Parcel Number

Primary APN	`372689 49.-3-5`
Alternative APN	`268904900000030050000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,787 sqft Living Area
1st Floor Area	1,661 sqft
2nd Floor Area	1,126 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	140,699 sqft (3.23 acres)
Lot Width	65 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	942 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	187 LANE GATE RD
City	COLD SPRING
State	NY
Zip	10516-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2029
Census Tract	10600

Owner

187 Lane Gate Rd is owner-occupied and held in a trust since November 2025.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	187 LANE GATE RD, COLD SPRING, NY 10516-3522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 12, 2025
Transfer Doc	0024230047
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Nov 24, 2025
Property Address	187 LANE GATE RD, COLD SPRING, NY 10516-3522
Document Number	0024230047
Book / Page	2423 / 47
Instrument Date	Nov 12, 2025
Instrument	7422-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 LANE GATE RD, COLD SPRING, NY 10516-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	187 LANE GATE RD, COLD SPRING, NY 10516-3522

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	187 LANE GATE RD, COLD SPRING, NY 10516-3522
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067420168
Date	Aug 9, 2017
Book Page	6742/168
Instrument	1602601

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	418 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,250 (-) Land $86,550 Building $243,700	$1,076,785 (+10.07%)
2024	$19,139.00	$330,250 (-) Land $86,550 Building $243,700	$978,229 (+4.32%)
2023		$330,250 (-) Land $86,550 Building $243,700	$937,677 (+11.73%) Land $245,741 Building $691,936
2022		$330,250 Land $86,550 Building $243,700	$839,263 Land $219,949 Building $619,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Lane Gate Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Lane Gate Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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