Passaic County and Passaic City property record for 189 Howe Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 1900 |
| Lot Size | 0.029 acres (1,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Apr 2003) |
| Tax Bill | $5,885 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03217-0000-00026-01 |
| Primary APN | 07-03217-0000-00026-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,068 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 1,246 sqft (0.029 acres) |
| Lot Dimensions | 83 ft deep x 15 ft wide |
| Old Parcel Number | 0703217000000026A |
|---|---|
| Street Address | 189 HOWE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 3217 |
| Legal Lot Number | 26.1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 175603 |
189 Howe Ave is owned and occupied by an individual who bought it in April 2003.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 HOWE AVE, PASSAIC, NJ 07055-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2003 · Amount on File |
| Deed Sale | Apr 4, 2003 · Amount on File |
| Prior Sale | Jul 18, 1995 · Amount on File |
| Deed Book / Page | 578 / 143 |
| Prior Transfer Date | Jun 20, 1995 |
| Prior Transfer Doc | 0140000131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 189 HOWE AVE, PASSAIC, NJ 07055-2813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000035971 |
|---|---|
| Date | May 27, 2021 |
| Book Page | M17161/198 |
| Instrument | 2021035971 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 189 HOWE AVE, PASSAIC, NJ 07055-2813 |
| Document Number | 0000034606 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 189 HOWE AVE PASSAIC NJ 070552813, PASSAIC, NJ 07055-2813 |
| Document Number | 0000034606 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 015128/000197 |
| Instrument | 34606 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 2, 2028 |
The 2025 property tax bill for 189 Howe Ave was $5,885, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,200 (-) Land $56,400 Building $81,800 | $138,200 (-) Land $56,400 Building $81,800 | |
| 2025 | $5,885.00 (+3.3%) | $138,200 Land $56,400 Building $81,800 | $138,200 Land $56,400 Building $81,800 |
| 2024 | $5,697.00 | ||
| 2023 | $138,200 Land $56,400 Building $81,800 | $138,200 Land $56,400 Building $81,800 | |
| 2022 | $5,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Howe Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 189 Howe Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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