187 Howe Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 187 Howe Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,068 sqft · built 1900
Lot Size	0.029 acres (1,246 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2019)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03217-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`07-03217-0000-00025`
Alternative APN	`070321700025`

Interior

Stories	2 Stories
Building Area	1,068 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,246 sqft (0.029 acres)
Lot Dimensions	83 ft deep x 15 ft wide

Location & Zoning

Street Address	187 HOWE AVE
City	PASSAIC
State	NJ
Zip	07055-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	PASSAIC
Legal Block	3217
Legal Lot Number	25
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3005
Census Tract	175603

Owner

187 Howe Ave is owned and occupied by an individual who bought it in December 2019.

Source: Passaic County and Passaic City records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	187 HOWE AVE, PASSAIC, NJ 07055-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 19, 2019	Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Deed Document Number	201959324
Deed Book / Page	3716 / 217
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	187 HOWE AVE, PASSAIC, NJ 07055-2813
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 HOWE AVE, PASSAIC, NJ 07055-2813

Mortgage

Document Number	0000007461
Date	Feb 4, 2022
Book Page	M17783/56
Instrument	2022007461

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 19, 2019
Property Address	187 HOWE AVE, PASSAIC, NJ 07055-2813
Document Number	0000059324
Book / Page	D3716 / 0217
Instrument Date	Dec 18, 2019
Instrument	2019059324
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HEATHERSTONE DRIVE, 2, BUTLER, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 HOWE AVE, PASSAIC, NJ 07055-2813

Mortgage

Document Number	0000059325
Date	Dec 19, 2019
Book Page	M15901/0101
Instrument	2019059325

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 187 Howe Ave was $5,701, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (-) Land $56,300 Building $77,600	$133,900 (-) Land $56,300 Building $77,600
2025	$5,701.00 (+3.28%)	$133,900 Land $56,300 Building $77,600	$133,900 Land $56,300 Building $77,600
2024	$5,520.00
2023		$133,900 Land $56,300 Building $77,600	$133,900 Land $56,300 Building $77,600
2022	$5,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Howe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Howe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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