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189 High St, Westerly, RI 02891 Property Records

Westerly Town property record for 189 High St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,760 sqft · built 1870
Lot Size0.674 acres (29,375 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Oct 2025)
Tax Bill$2,486 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2019 Refinance
Flood ZoneZone X (minimal risk)
APNWEST M:37 B:127

Property Details

APN / Parcel Number

Primary APNWEST M:37 B:127
Alternative APNs
  • M:037 B:127 L
  • 8024300

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area1,760 sqft Living Area
Gross Area3,676 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,375 sqft (0.674 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8024300
Street Address189 HIGH ST
CityWESTERLY
StateRI
Zip02891-1775
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block127
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3035
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:37 B:127

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address189 HIGH ST, WESTERLY, RI 02891-1775
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Warranty Deed, Transfer
CHARTER OAK FCU
Apr 04, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2025 · Amount on Record
Deed SaleOct 28, 2025 · Amount on Record
Prior SaleDec 29, 1995 · Amount on Record
Deed Book / Page2025 / 15380
Prior Transfer DateAug 24, 2021
Prior Transfer Doc0000582-74
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateOct 28, 2025
Property Address189 HIGH ST, WESTERLY, RI 02891-1775
Document Number2025-15380
Book / Page2025 / 15380
Instrument DateOct 28, 2025
Instrument2025-3723
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address189 HIGH ST, WESTERLY, RI 02891-1775

Mortgage

Document Number0020253724
DateOct 28, 2025
Instrument2025-3724
Lender
NameCHARTER OAK FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateNov 01, 2035
Index1-Year CMT

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address189 HIGH ST, WESTERLY, RI 02891-1775
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019-4968
DateApr 04, 2019
Book Page2019/4968
Instrument2019-1299
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,486.00 (+11.28%)$319,500 (+45.29%) Land $160,200 Building $159,300
2023$2,234.00 (+0.59%)$219,900 (-) Land $115,600 Building $104,300
2022$2,221.00$219,900 Land $115,600 Building $104,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2010)
Most Recent ClaimApr 2010, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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