185 High St, Westerly, RI 02891 Property Records

Westerly Town property record for 185 High St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,485 sqft · built 1900
Lot Size	0.328 acres (14,276 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jul 1994)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:47 B:101`

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:101`
Alternative APNs	`M:047 B:101 L` `8134526`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,485 sqft Living Area
Gross Area	2,778 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,276 sqft (0.328 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	8134526
Street Address	185 HIGH ST
City	WESTERLY
State	RI
Zip	02891-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	101
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3035
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:47 B:101

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	185 HIGH ST, WESTERLY, RI 02891-1775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 1994 · Amount on Record
Deed Sale	Jul 15, 1994 · Amount on Record
Deed Book / Page	525 / 250
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	185 HIGH ST, WESTERLY, RI 02891-1775
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-6858
Date	Apr 16, 2020
Book Page	2020/6858
Instrument	2020-1587

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	May 01, 2028

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,666.00 (+0.49%)	$342,700 (+31.25%) Land $139,200 Building $203,500
2023	$2,653.00 (+0.61%)	$261,100 (-) Land $100,100 Building $161,000
2022	$2,637.00	$261,100 Land $100,100 Building $161,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.