189 Grove Level Rd, Commerce, GA 30529 Property Records

Banks County property record for 189 Grove Level Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1976
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2022)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B54 023`

Property Details

APN / Parcel Number

Primary APN	`B54 023`
Alternative APN	`1512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,028 sqft Heated Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	77,972 sqft (1.79 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft

Exterior Amenities

Porch	Slab
Porch Area	134 sqft
Deck Area	108 sqft
Patio Area	108 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1512
Street Address	189 GROVE LEVEL RD
City	COMMERCE
State	GA
Zip	30529-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 20-108
Legal Subdivision	00400-DRAGWAY TO MAYSVILLE AREA 7500
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2005
Census Tract	970300

Owner

Source: Banks County records · APN B54 023

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Oct 14, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Oct 20, 2022
Deed Document Number	2022913
Deed Book / Page	535 / 142
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	000535/138
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 14, 2022
Property Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242
Document Number	000535/142
Book / Page	535 / 142
Instrument Date	Oct 14, 2022
Instrument	2022-000913
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242

Mortgage

Document Number	0000000535/0000000144
Date	Oct 20, 2022
Book Page	0000000535/0000000144

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Oct 14, 2022
Property Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242
Document Number	000535/138
Book / Page	535 / 138
Instrument Date	Oct 14, 2022
Instrument	2022-000911
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Oct 14, 2022
Property Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242
Document Number	000535/140
Book / Page	535 / 140
Instrument Date	Oct 14, 2022
Instrument	2022-000912
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GROVE LEVEL RD, COMMERCE, GA 30529-6242

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (-4.51%) Homeowner's exemption	$144,514 (+4.44%) Land $17,523 Building $126,991	$361,285 (+4.44%) Land $43,808 Building $317,477
2024	$2,726.00 (+54.54%)	$138,365 (+59.59%) Land $15,930 Building $122,435	$345,914 (+59.59%) Land $39,826 Building $306,088
2023	$1,764.00 (+52.73%)	$86,700 (+15.61%) Land $13,100 Building $73,600	$216,748 (+15.61%) Land $32,749 Building $183,999
2022	$1,155.00 Homeowner's exemption Senior Citizen's exemption	$74,996 Land $12,349 Building $62,647	$187,489 Land $30,872 Building $156,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 56 locations within half a mile of this property.

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