381 Grove Level Rd, Commerce, GA 30529 Property Records

Banks County property record for 381 Grove Level Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (May 2025)
Tax Bill	$941 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B54F009`

Property Details

APN / Parcel Number

Primary APN	`B54F009`
Alternative APN	`5978`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Heated Area
1st Floor Area	704 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	162 ft Width

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Canopy	220 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	5978
Street Address	381 GROVE LEVEL RD
City	COMMERCE
State	GA
Zip	30529-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LT9A PB20-79
Legal Subdivision	LAKE VIEW - 00401
Legal Lot Number	9A
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2005
Census Tract	970300

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4670 PINECREST DR, SUGAR HILL, GA 30518-4712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Sep 12, 2019	Limited Warranty Deed, Transfer
Jan 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	0000578569
Deed Book / Page	578 / 569
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 29, 2023
Property Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243
Document Number	000542/669
Book / Page	542 / 669
Instrument Date	Mar 29, 2023
Instrument	2023-000251
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243

Mortgage

Document Number	0000542672
Date	Mar 29, 2023
Instrument	542/672

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 26, 2021
Property Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243
Document Number	505/336
Book / Page	505 / 336
Instrument Date	May 26, 2021
Instrument	2021-000547
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243

Mortgage

Document Number	0000000505/0000000339
Date	Jun 1, 2021
Book Page	0000000505/0000000339

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 12, 2019
Property Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243
Document Number	000471/547
Book / Page	471 / 547
Instrument Date	Sep 12, 2019
Instrument	2019-000698
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MELIVY CT, JEFFERSON, GA 30549-2284

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 9, 2019
Property Address	381 GROVE LEVEL RD, COMMERCE, GA 30529-6243
Document Number	0000461/31
Book / Page	461 / 31
Instrument Date	Jan 9, 2019
Instrument	2019-000019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 WHITE PINE LN, MANSFIELD, GA 30055-4809

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (+4.21%)	$49,322 (+7.6%) Land $10,000 Building $39,322	$123,306 (+7.6%) Land $25,000 Building $98,306
2024	$903.00 (+6.74%)	$45,839 (+10.19%) Land $10,000 Building $35,839	$114,597 (+10.19%) Land $25,000 Building $89,597
2023	$846.00 (+59.62%)	$41,600 (+64.64%) Land $10,000 Building $31,600	$103,999 (+64.64%) Land $25,000 Building $78,999
2022	$530.00	$25,268 Land $3,000 Building $22,268	$63,169 Land $7,500 Building $55,669

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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