189 Gerald Ln, Elm Mott, TX 76640 Property Records

McLennan County property record for 189 Gerald Ln, Elm Mott, TX 76640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2017)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-034500-000500-6`

Property Details

APN / Parcel Number

Primary APN	`50-034500-000500-6`
Alternative APNs	`5003450000050060111` `201854`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	192 ft deep x 227 ft wide
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft
Driveway	Asphalt Driveway
Driveway Area	3,615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	432 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	189 GERALD LN
City	ELM MOTT
State	TX
Zip	76640-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FANTHARP H ACRES 1.0
Legal Subdivision	FANTHARP H
Jurisdiction	MCLENNAN TX
Township / Civil Division	AXTELL
Census Block Group	1
Census Block	1064
Census Tract	3500

Owner

Source: McLennan County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 GERALD LN, ELM MOTT, TX 76640-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Deed Document Number	201734657
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000034657
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 18, 2017
Property Address	189 GERALD LN, ELM MOTT, TX 76640-3514
Document Number	0000034657
Instrument Date	Oct 9, 2017
Instrument	34657
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 GERALD LN ELM MOTT TX 766403514, ELM MOTT, TX 76640-3514

Mortgage

Document Number	34658
Date	Oct 18, 2017
Instrument	34658

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,404 (+26.83%) Land $22,000 Building $189,404	$211,404 (+26.83%) Land $22,000 Building $189,404
2025	$2,190.00 (+487.13%)	$166,680 (-20.21%) Land $18,090 Building $148,590	$166,680 (-20.21%) Land $18,090 Building $148,590
2024	$373.00 (+8.75%)
2023		$208,890 Land $18,090 Building $190,800	$208,890 Land $18,090 Building $190,800
2022	$343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEROY TOURS GERALD WSC serves 1,845 people · EPA ID TX1550027
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3