189 Franklin St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 189 Franklin St, Fall River, MA 02720

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 5 ba · 2,064 sqft · built 1900
Lot Size	0.061 acres (2,670 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Sep 2020)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jul 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0N-04 B:0000 L:0006`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0N-04 B:0000 L:0006`
Alternative APN	`M:0N=04 B:0000 L:0006`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Units	5 Units
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	4,011 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,670 sqft (0.061 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	189 FRANKLIN ST
City	FALL RIVER
State	MA
Zip	02720-4985
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	N/A
Legal Lot Number	6
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2020
Census Tract	641900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Highlands Historic District listed 1984 · 121 contributing resources · NRIS 84002171

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	82 WENDELL AVE, 100, PITTSFIELD, MA 01201-7066
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance MERRIMACK VALLEY FCU
Sep 25, 2020	Quit Claim Deed, Transfer · Commercial Mortgage ST ANNE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Book / Page	10253 / 57
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	189 FRANKLIN ST, FALL RIVER, MA 02720-4985
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011080-254
Date	Jul 29, 2022
Book Page	11080/254
Instrument	13716

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	189 FRANKLIN ST, FALL RIVER, MA 02720-4985
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011080-198
Date	Jul 29, 2022
Book Page	11080/198
Instrument	13710

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 29, 2022
Property Address	189 FRANKLIN ST, FALL RIVER, MA 02720-4985
Document Number	011080-181
Book / Page	11080 / 181
Instrument Date	Jul 29, 2022
Instrument	13704
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WENDELL AVE # 100, 100, PITTSFIELD, MA 01201-7066

Mortgage

Document Number	0000013710
Date	Jul 29, 2022
Instrument	13710

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 25, 2020
Property Address	189 FRANKLIN ST, FALL RIVER, MA 02720-4985
Document Number	10253-57
Book / Page	10253 / 57
Instrument Date	Sep 25, 2020
Instrument	17226
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	YALE ST, FAIRHAVEN, MA

Mortgage

Document Number	17227
Date	Sep 25, 2020
Instrument	17227

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,897.00 (+10.07%)	$427,700 (+10.46%) Land $122,500 Building $305,200
2024	$4,449.00 (+12.04%)	$387,200 (+19.65%) Land $117,900 Building $269,300
2023	$3,971.00	$323,600 Land $101,000 Building $222,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile.

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