189 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 189 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,665 sqft · built 2016
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (May 2022)
Tax Bill	$15,280 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0015 B:L:8000`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0015 B:L:8000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,665 sqft Living Area
1st Floor Area	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	189 EMERALD LN
City	DOVER
State	NH
Zip	03820-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	8000
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4011
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 EMERALD LN, DOVER, NH 03820-5532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU
May 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	20227588
Deed Book / Page	5033 / 394
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	189 EMERALD LN, DOVER, NH 03820-5532
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004948-617
Date	Aug 31, 2021
Book Page	4948/617
Instrument	210017600

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	May 18, 2022
Property Address	189 EMERALD LN, DOVER, NH 03820-5532
Document Number	005033-394
Book / Page	5033 / 394
Instrument Date	May 17, 2022
Instrument	220007588
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	340 LADIEU RD, PLAINFIELD, NH 03781-5179
Investor	Possibly a Property Investor

Mortgage

Document Number	0220007589
Date	May 18, 2022
Instrument	220007589

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	189 EMERALD LN, DOVER, NH 03820-5532
Document Number	0047970325
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 EMERALD LN DOVER NH 038205532, DOVER, NH 03820-5532

Mortgage

Document Number	0047970325
Date	Aug 24, 2020
Book Page	004797/000325
Instrument	13713

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2040

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,280.00 (+8.32%)	$776,400 (-) Land $165,500 Building $610,900
2024	$14,107.00 (+3.45%)	$776,400 (+6.47%) Land $165,500 Building $610,900	$867,920
2023	$13,636.00 (+3.15%)	$729,200 (+9.44%) Land $183,000 Building $546,200
2022	$13,219.00	$666,300 Land $174,300 Building $492,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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