181 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 181 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,710 sqft · built 2017
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Company Names on Record
Last Sale	$498,733 (Jan 2018)
Tax Bill	$16,669 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0015 B:L:10000`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0015 B:L:10000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
1st Floor Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	181 EMERALD LN
City	DOVER
State	NH
Zip	03820-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	10000
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4011
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	181 EMERALD LN, DOVER, NH 03820-5532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Jan 31, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MERRIMACK MTG
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage REGENCY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Deed Book / Page	4545 / 657
Last Transfer Date	Jan 16, 2026
Transfer Doc	005334-260
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER CITY NH
Recording Date	Feb 20, 2026
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Document Number	005334-260
Book / Page	5334 / 260
Instrument Date	Jan 16, 2026
Instrument	260002265
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 EMERALD LN, DOVER, NH 03820-5532

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004919-856
Date	Jun 18, 2021
Book Page	4919/856
Instrument	210012331

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Document Number	0048090517
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 EMERALD LN DOVER NH 038205532, DOVER, NH 03820-5532

Mortgage

Document Number	0048090517
Date	Sep 23, 2020
Book Page	004809/000517
Instrument	15847

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 22, 2045

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Document Number	0046240606
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 EMERALD LN DOVER NH 038205532, DOVER, NH 03820-5532

Mortgage

Document Number	0046240606
Date	Dec 19, 2018
Book Page	004624/000606
Instrument	18184

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Jan 31, 2018
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Document Number	0045450657
Book / Page	004545 / 000657
Instrument Date	Jan 30, 2018
Instrument	1306
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,481.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 EMERALD LN DOVER NH 038205532, DOVER, NH 03820-5532

Mortgage

Document Number	45450662
Date	Jan 31, 2018
Book Page	004545/000662
Instrument	1307

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Oct 16, 2017
Property Address	181 EMERALD LN, DOVER, NH 03820-5532
Document Number	0045190660
Book / Page	004519 / 000660
Instrument Date	Oct 13, 2017
Instrument	15234
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	SIGNATURE ESCROW SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,724.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 EMERALD LN DOVER NH 038205532, DOVER, NH 03820-5532

Mortgage

Document Number	45190665
Date	Oct 16, 2017
Book Page	004519/000665
Instrument	15235

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,669.00 (+8.31%)	$847,000 (-) Land $180,800 Building $666,200
2024	$15,390.00 (+7.89%)	$847,000 (+11.04%) Land $180,800 Building $666,200	$756,770
2023	$14,264.00 (+2.29%)	$762,800 (+8.54%) Land $199,800 Building $563,000
2022	$13,944.00	$702,800 Land $190,300 Building $512,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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