189 Eagle Rdg Dr, Waverly, IA 50677 Property Records

Bremer County property record for 189 Eagle Rdg Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,495 sqft · built 2023
Lot Size	0.366 acres (15,943 sqft)
Owner	Trust Name on File
Last Sale	$514,000 (Nov 2025)
Tax Bill	$6,876 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-403-010`

Property Details

APN / Parcel Number

Primary APN	`09-11-403-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,943 sqft (0.366 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	99 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	189 EAGLE RIDGE DR
City	WAVERLY
State	IA
Zip	50677-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-14 CENTENNIAL OAKS GOLF CLUB ADD LOT 53
Legal Range	14W
Legal Township	91N
Legal Section	11
Legal Subdivision	CENTENNIAL OAKS GOLF CLUB ADD
Legal Lot Number	53
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2027
Census Tract	4200

Owner

189 Eagle Rdg Dr is owner-occupied and held in a trust since November 2025.

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2025	Special Warranty Deed, Transfer
Apr 24, 2024	Intrafamily Transfer, Transfer
Mar 11, 2024	Warranty Deed, Subdivision Related Transfer BLACK HAWK COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Mar 11, 2024 · Amount on File
Deed Document Number	20253640
Prior Transfer Date	Mar 25, 2024
Prior Transfer Doc	0020240980
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREMER IA
Recording Date	Nov 13, 2025
Property Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020253619
Instrument Date	Nov 7, 2025
Instrument	20253619
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Nov 13, 2025
Property Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020253640
Instrument Date	Oct 29, 2025
Instrument	20253640
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Tax	$821.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREMER IA
Recording Date	Apr 24, 2024
Property Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020240980
Instrument Date	Mar 25, 2024
Instrument	20240980
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Mar 11, 2024
Property Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020240596
Instrument Date	Feb 27, 2024
Instrument	20240596
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$888.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

Tax Assessment & Valuation

The 2025 property tax bill for 189 Eagle Rdg Dr was $6,876, up 9.8% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,876.00 (+9.81%)	$397,010 Land $78,380 Building $318,630	$397,010 Land $78,380 Building $318,630
2024	$6,262.00
2023		$57,750 Land $57,750	$57,750 Land $57,750
2022	$538.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Eagle Rdg Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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