184 Eagle Rdg Dr, Waverly, IA 50677 Property Records

Bremer County property record for 184 Eagle Rdg Dr, Waverly, IA 50677

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,881 sqft · built 2024
Lot Size0.341 acres (14,854 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Jan 2022)
Tax Bill$7,562 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-401-013

Property Details

APN / Parcel Number

Primary APN09-11-401-013

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths4 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,881 sqft Living Area
Basement Area1,881 sqft
Finished Basement1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialComposition/Composite
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,854 sqft (0.341 acres)
Lot Dimensions112 ft deep x 196 ft wide
Garage TypeAttached
Garage Area1,163 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area293 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address184 EAGLE RIDGE DR
CityWAVERLY
StateIA
Zip50677-4374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-91-14 CENTENNIAL OAKS GOLF CLUB ADD LOT 46
Legal Range14W
Legal Township91N
Legal Section11
Legal SubdivisionCENTENNIAL OAKS GOLF CLUB ADD
Legal Lot Number46
JurisdictionBREMER IA
Township / Civil DivisionWAVERLY
Census Block Group2
Census Block2028
Census Tract4200

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address503 EMERY DR, WAVERLY, IA 50677-1326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Construction Mortgage
VERIDIAN CU
Feb 4, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Document Number2022354
Prior Transfer DateFeb 21, 2008
Prior Transfer Doc0020080787
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address184 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 EMERY DR, WAVERLY, IA 50677-1326

Mortgage

Document Number0020241036
DateApr 29, 2024
Instrument20241036
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term192 Months
DueApr 1, 2040

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateFeb 4, 2022
Property Address184 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Document Number0020220454
Instrument DateFeb 3, 2022
Instrument20220454
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Mortgage

Document Number0020220455
DateFeb 4, 2022
Instrument20220455
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMar 1, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityWaverly City
Unified School DistrictWaverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,562.00 (+404.81%)$447,540 (+483.95%) Land $83,760 Building $363,780$447,540 (+483.95%) Land $83,760 Building $363,780
2024$1,498.00 (+109.8%)
2023$76,640 Land $76,640$76,640 Land $76,640
2022$714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims111 (1979–2016)
Claims Outside the SFHA14 of 111
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY WATER DEPARTMENT
serves 10,394 people · EPA ID IA0990085
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waverly Communications Utility
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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