184 E Water St, Inlet Beach, FL 32461 Property Records

Walton County property record for 184 E Water St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,538 sqft · built 2006
Lot Size	0.076 acres (3,354 sqft)
Owner	Individual Name on Record
Tax Bill	$20,427 (2024)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16064-032-0010`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16064-032-0010`
Alternative APN	`1080275`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,739 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,354 sqft (0.076 acres)
Lot Dimensions	5.7 ft deep x 4.8 ft wide
Garage Type	Detached - Finished
Garage Area	484 sqft
Porch	Porch
Porch Area	717 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1080275
Street Address	184 E WATER ST
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 32 ROSEMARY BEACH PH 6 PB 13-30 OR 1840-338 OR 2121-120 OR 2292-102 OR 2614-2275 OR 3366-4305
Legal Range	18W
Legal Township	03S
Legal Section	35
Legal Subdivision	ROSEMARY BEACH PH 6
Legal Phase	6
Legal Block	32
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1131
Census Tract	950611

Owner

Source: Walton County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	901 CHIPPEWA CT, FORT COLLINS, CO 80525-1568
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026
Deed Sale	Feb 2, 2026
Prior Sale	Aug 5, 2025 · Amount on Record
Deed Document Number	20260003849
Deed Book / Page	3385 / 4761
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 2, 2026
Property Address	184 E WATER ST, INLET BEACH, FL 32461
Document Number	0033854761
Book / Page	3385 / 4761
Map Reference	MB 13 PG 30-30A
Instrument Date	Jan 27, 2026
Instrument	20260003849
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 TIMARRON WAY, NAPLES, FL 34109-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CHIPPEWA CT, FORT COLLINS, CO 80525-1568

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,416,776 (-4.01%) Land $850,000 Building $1,566,776	$2,416,776 (-4.01%) Land $850,000 Building $1,566,776
2024	$20,427.00 (+6.11%)
2023	$19,251.00 (+12.48%)	$2,517,745 (+19.09%) Land $775,000 Building $1,742,745	$2,517,745 (+19.09%) Land $775,000 Building $1,742,745
2022	$17,115.00	$2,114,066 Land $568,576 Building $1,545,490	$2,114,066 Land $568,576 Building $1,545,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.