Kendall County property record for 189 Dolores St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1987 |
| Lot Size | 0.213 acres (9,288 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,900 (Nov 1987) |
| Tax Bill | $7,137 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-328-004 |
| Primary APN | 03-07-328-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,288 sqft (0.213 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 189 DOLORES ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 9 SHORE HEIGHTS-UNIT 2 |
| Legal Subdivision | SHORE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 890301 |
189 Dolores St is owned by a company that acquired it in February 2017.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 189 DOLORES ST, OSWEGO, IL 60543-9125 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Feb 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1987 · Amount on File |
| Deed Sale | Nov 1, 1987 · Amount on File |
| Deed Document Number | 19877095 |
| Last Transfer Date | Feb 9, 2017 |
| Transfer Doc | 0000003007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 189 DOLORES ST, OSWEGO, IL 60543-9125 |
| Document Number | 0000018195 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 189 DOLORES ST OSWEGO IL 605439125, OSWEGO, IL 60543-9125 |
| Document Number | 0000018195 |
|---|---|
| Date | Nov 29, 2019 |
| Instrument | 18195 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 28, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 22, 2017 |
| Property Address | 189 DOLORES ST, OSWEGO, IL 60543-9125 |
| Document Number | 0000003007 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 3007 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 189 DOLORES ST OSWEGO IL 605439125, OSWEGO, IL 60543-9125 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,598 Land $21,582 Building $89,016 | $331,794 Land $64,746 Building $267,048 | |
| 2024 | $7,137.00 | ||
| 2022 | $80,973 Land $15,801 Building $65,172 | $242,919 Land $47,403 Building $195,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Dolores St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Dolores St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-VALLEY MARINA private · serves 1,102 people · EPA ID IL0935100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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