180 Dolores St, Oswego, IL 60543 Property Records

Kendall County property record for 180 Dolores St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,535 sqft · built 1988
Lot Size0.236 acres (10,296 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Sep 2025)
Tax Bill$6,413 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-07-401-005

Property Details

APN / Parcel Number

Primary APN03-07-401-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,535 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,535 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,296 sqft (0.236 acres)
Garage TypeAttached
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address180 DOLORES ST
CityOSWEGO
StateIL
Zip60543-9121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 45 BLK 8 SHORE HEIGHTS-UNIT 2
Legal SubdivisionSHORE HEIGHTS
Legal Block8
Legal Lot Number45
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1025
Census Tract890301

Owner

180 Dolores St is owned and occupied by an individual who bought it in September 2025.

Source: Kendall County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address180 DOLORES ST, OSWEGO, IL 60543-9121
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2025 · Amount on File
Deed SaleSep 4, 2025 · Amount on File
Prior SaleMay 24, 2021 · Amount on File
Deed Document Number202511256
Prior Transfer DateSep 22, 2010
Prior Transfer Doc0000018392
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 4, 2025
Property Address180 DOLORES ST, OSWEGO, IL 60543-9121
Document Number0000011256
Instrument DateAug 26, 2025
Instrument202500011256
Transaction TypeTransfer
Record UpdatedSep 18, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 DOLORES ST, AURORA, IL

Mortgage

Document Number0000011257
DateSep 4, 2025
Instrument202500011257
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055
Interest
Rate7.12%

Mortgage

Document Number0000011258
DateSep 4, 2025
Instrument202500011258
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueSep 1, 2035

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 24, 2021
Property Address180 DOLORES ST, OSWEGO, IL 60543-9121
Document Number0000013112
Instrument DateApr 12, 2021
Instrument202100013112
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 DOLORES ST, OSWEGO, IL 60543-9121

Mortgage

Document Number0000013113
DateMay 24, 2021
Instrument202100013113
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,078 Land $21,582 Building $78,496$300,234 Land $64,746 Building $235,488
2024$6,413.00
2022$73,271 Land $15,801 Building $57,470$219,813 Land $47,403 Building $172,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 180 Dolores St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1996–2013)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 180 Dolores St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-VALLEY MARINA
private · serves 1,102 people · EPA ID IL0935100
Water SourceGroundwater
Last State InspectionApr 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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