189 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 189 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,244 sqft · built 2005
Lot Size	0.254 acres (11,084 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2022)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Oct 2022 Sale & Second Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7190-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7190-5`
Alternative APN	`18-3N-23-1261-000B-0390`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Heated Area
Gross Area	1,776 sqft
1st Floor Area	1,244 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,084 sqft (0.254 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	16 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	189 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH II LOT 39 BLK B
Legal Range	23
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST PH II
Legal Phase	2
Legal Block	B
Legal Lot Number	39
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5036
Census Tract	20500

Owner

189 Cabana Way is owned and occupied by an individual who bought it in October 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	189 CABANA WAY, CRESTVIEW, FL 32536-3303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage GUARANTEED RATE AFFINITY LLC
Dec 2, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	3583302
Deed Book / Page	3646 / 108
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 7, 2022
Property Address	189 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0036460108
Book / Page	3646 / 108
Map Reference	MB 21 PG 96-98
Instrument Date	Sep 30, 2022
Instrument	3583302
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2462 DAKOTA WAY, 2462, CRESTVIEW, FL 32536-7247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0003646133
Date	Oct 7, 2022
Instrument	3646/133

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0036460110
Date	Oct 7, 2022
Book Page	3646/110
Instrument	3583303

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 2, 2020
Property Address	189 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0035091672
Book / Page	3509 / 1672
Map Reference	MB 21 PG 96
Instrument Date	Nov 23, 2020
Instrument	3411663
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 66169, CRESTVIEW, FL 32539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0035091674
Date	Dec 2, 2020
Instrument	3509/1674

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 189 Cabana Way was $2,322 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 Homeowner's exemption	$188,308	$188,321 Land $24,292 Building $164,029
2023	$2,218.00 (-7.04%) Homeowner's exemption	$178,686 (+11.23%) Land $20,639 Building $158,047	$178,686 (+11.23%) Land $20,639 Building $158,047
2022	$2,386.00	$160,649 Land $19,289 Building $141,360	$160,649 Land $19,289 Building $141,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Cabana Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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