185 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 185 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,284 sqft · built 2005
Lot Size	0.391 acres (17,046 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Aug 2021)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7188-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7188-9`
Alternative APN	`18-3N-23-1261-000B-0370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Gross Area	1,928 sqft
1st Floor Area	1,284 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	17,046 sqft (0.391 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	185 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH II LOT 37 BLK B
Legal Range	23
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST PH II
Legal Phase	2
Legal Block	B
Legal Lot Number	37
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5036
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PANORAMA MORTGAGE GROUP LLC
Aug 4, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Sep 26, 2017	Special Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
May 10, 2017	Grant Deed, Foreclosure ATTORNEY ONLY
Apr 17, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	3477594
Deed Book / Page	3564 / 4826
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0003668318
Date	Jan 29, 2024
Instrument	3668318

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0035644844
Date	Aug 4, 2021
Book Page	3564/4844
Instrument	3477598

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 4, 2021
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0035644826
Book / Page	3564 / 4826
Map Reference	MB 21 PG 96
Instrument Date	Aug 3, 2021
Instrument	3477594
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 41 BOX 68196819, 68196819, APO, AL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0035644833
Date	Aug 4, 2021
Book Page	3564/4833
Instrument	3477597

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 26, 2017
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0033184166
Book / Page	3318 / 4166
Map Reference	MB21 PG96
Instrument Date	Sep 8, 2017
Instrument	3161855
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 DENTON BLVD NW APT 902, 902, FORT WALTON BEACH, FL 32547-1653

Mortgage

Document Number	0003161856
Date	Sep 26, 2017
Instrument	3161856

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2017
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0032984712
Book / Page	003298 / 004712
Instrument Date	May 10, 2017
Instrument	3134082
Transaction Type	Foreclosure
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 17, 2017
Property Address	185 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0032952999
Book / Page	003295 / 002999
Instrument Date	Mar 15, 2017
Instrument	3129281
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+1.65%)	$193,662 (+2.84%) Land $24,292 Building $169,370	$193,662 (+2.84%) Land $24,292 Building $169,370
2023	$3,024.00 (+9.72%)	$188,313 (+11.22%) Land $20,639 Building $167,674	$188,313 (+11.22%) Land $20,639 Building $167,674
2022	$2,756.00	$169,318 Land $19,289 Building $150,029	$169,318 Land $19,289 Building $150,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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