189 Broad St, Charleston, SC 29401 Property Records

Charleston County property record for 189 Broad St, Charleston, SC 29401

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,744 sqft · built 1974
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Aug 2014)
Tax Bill$18,006 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN457-12-03-016

Property Details

APN / Parcel Number

Primary APN457-12-03-016

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,744 sqft Living Area
1st Floor Area779 sqft
Upper Floors Area965 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTownhouse
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions66 ft deep x 30 ft wide
PorchSlab
Porch Area83 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address189 BROAD ST
CityCHARLESTON
StateSC
Zip29401-1821
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionDESCRIPTION -UNIT 6
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group3
Census Block3007
Census Tract100

Owner

189 Broad St, a townhouse, is owned by two individuals who bought it in August 2014.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2054 MIDDLE RD, EASTOVER, NC 28312-9706
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2014 · Amount on File
Deed SaleAug 25, 2014 · Amount on File
Prior SaleNov 15, 2005 · Amount on File
Deed Book / Page425 / 246
Prior Transfer DateDec 8, 2005
Prior Transfer DocM5650112
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address189 BROAD ST, CHARLESTON, SC 29401-1821
Document Number0927/0061
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address189 BROAD ST CHARLESTON SC 294011821, CHARLESTON, SC 29401-1821

Mortgage

Document Number0927/0061
DateOct 20, 2020
Book Page000927/000061
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
AmountAmount on Record
Term180 Months
DueOct 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 189 Broad St was $18,006, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,006.00 (+10.5%)$1,091,062 (+1,816.5%) Land $586,700 Building $504,362$1,591,700 Land $586,700 Building $1,005,000
2024$16,295.00$56,930
2022$15,132.00$56,930$999,320 Land $686,220 Building $313,100
2020$999,320 Land $686,220 Building $313,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 189 Broad St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 216 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies303 units insured
incl. 87 condo units
Nearby Flood Claims647 (1979–2025)
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irma, Sep 2017 · 144 claims
  • Hurricane Matthew, Oct 2016 · 155 claims
  • Hurricane Hugo, Sep 1989 · 206 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 189 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Broad St

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