182 Broad St, Charleston, SC 29401 Property Records

Charleston County property record for 182 Broad St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,624 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2014)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`457-12-01-102`

Property Details

APN / Parcel Number

Primary APN	`457-12-01-102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,624 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,637 sqft
Upper Floors Area	1,987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Porch Area	882 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	182 BROAD ST
City	CHARLESTON
State	SC
Zip	29401-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -182 BROAD
Legal Subdivision	W L GAILLARD
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1009
Census Tract	100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit MEETING HOUSE COOPERATIVE BANK
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Jan 24, 2020	Deed of Trust, Mortgage TRUIST BK
Jan 22, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF SC
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on Record
Deed Sale	Aug 18, 2014 · Amount on Record
Deed Book / Page	423 / 595
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	00P6650561
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013750295
Date	Mar 13, 2026
Book Page	1375/295

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009910250
Date	May 17, 2021
Book Page	991/250

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010440571
Date	Oct 19, 2021
Book Page	1044/571

Lender

Name	MEETING HOUSE COOPERATIVE BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011360907
Date	Sep 12, 2022
Book Page	1136/907

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Document Number	0856/0322
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 BROAD ST CHARLESTON SC 294012429, CHARLESTON, SC 29401-2429

Mortgage

Document Number	0856/0322
Date	Jan 29, 2020
Book Page	000856/000322

Lender

Name	TRUIST BK
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Document Number	0856/0319
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0856/0319
Date	Jan 29, 2020
Book Page	000856/000319

Lender

Name	BANK OF SC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	182 BROAD ST, CHARLESTON, SC 29401-2429
Document Number	0786/0335
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	182 BROAD ST CHARLESTON SC 294012429, CHARLESTON, SC 29401-2429

Mortgage

Document Number	0786/0335
Date	Mar 28, 2019
Book Page	000786/000335

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,738.00 (+9.13%)	$1,190,250 (+2,775%) Land $509,419 Building $680,831	$2,157,500 (+89.92%) Land $792,300 Building $1,365,200
2024	$5,258.00 (+6.24%)	$41,400 (-)
2022	$4,949.00	$41,400	$1,136,000 (-) Land $486,200 Building $649,800
2020			$1,136,000 Land $486,200 Building $649,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	199 units insured incl. 50 condo units
Nearby Flood Claims	335 (1979–2023)
Claims Outside the SFHA	8 of 335
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 78 claims Hurricane Matthew, Oct 2016 · 61 claims Hurricane Hugo, Sep 1989 · 149 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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