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189 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 189 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,284 sqft · built 2021
Lot Size4.75 acres (206,910 sqft)
Owner2 Individual Names on Record
Last Sale$995,000 (Nov 2025)
Tax Bill$5,191 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APNHARP M:015 L:035

Property Details

APN / Parcel Number

Primary APNHARP M:015 L:035
Alternative APN
  • 1036

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
Gross Area3,900 sqft
1st Floor Area1,284 sqft
AtticAttic
Attic Area779 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area206,910 sqft (4.75 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1036
Street Address189 BASIN POINT RD
CityHARPSWELL
StateME
Zip04079-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number35
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 BASIN POINT RD, HARPSWELL, ME 04079-3441
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed, Transfer · Conventional Mortgage
BATH SAVINGS INSTITUTION
Nov 19, 2025Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleNov 19, 2025
Deed Document Number202549396
Deed Book / Page41898 / 303
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionHARPSWELL ME
Recording DateNov 26, 2025
Property Address189 BASIN POINT RD, HARPSWELL, ME 04079-3441
Document Number0418980303
Book / Page41898 / 303
Instrument DateNov 26, 2025
Instrument49396
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000049397
DateNov 26, 2025
Instrument49397
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionHARPSWELL ME
Recording DateNov 19, 2025
Property Address189 BASIN POINT RD, HARPSWELL, ME 04079-3441
Document Number0418800113
Book / Page41880 / 113
Instrument DateNov 18, 2025
Instrument48173
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address209 BASIN POINT RD, HARPSWELL, ME 04079-3442

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,191.00 (+4.72%)$779,400 (-) Land $425,500 Building $353,900
2024$4,957.00 (+4.27%)$779,400 (-) Land $425,500 Building $353,900
2023$4,754.00 (+3.39%)$779,400 (-) Land $425,500 Building $353,900
2022$4,598.00$779,400 Land $425,500 Building $353,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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