161 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 161 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,085 sqft · built 1985
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Oct 2025)
Tax Bill$2,444 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHARP M:015 L:025

Property Details

APN / Parcel Number

Primary APNHARP M:015 L:025
Alternative APN
  • 1031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,085 sqft Living Area
Gross Area3,392 sqft
1st Floor Area1,085 sqft
Basement Area1,085 sqft
Unfinished Basement1,085 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1031
Street Address161 BASIN POINT RD
CityHARPSWELL
StateME
Zip04079-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number25
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 BASIN POINT RD, HARPSWELL, ME 04079-3441
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleJun 2, 2025 · Amount on Record
Deed Document Number202541368
Deed Book / Page41778 / 189
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARPSWELL ME
Recording DateOct 8, 2025
Property Address161 BASIN POINT RD, HARPSWELL, ME 04079-3441
Document Number0417780189
Book / Page41778 / 189
Instrument DateOct 7, 2025
Instrument41368
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000041369
DateOct 8, 2025
Instrument41369
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,444.00 (+4.71%)$367,000 (-) Land $163,000 Building $204,000
2024$2,334.00 (+4.24%)$367,000 (-) Land $163,000 Building $204,000
2023$2,239.00 (+3.42%)$367,000 (-) Land $163,000 Building $204,000
2022$2,165.00$367,000 Land $163,000 Building $204,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Basin Point Rd

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