189 Andrews Ridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 189 Andrews Ridge Rd, Sparta, NC 28675

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,596 sqft · built 2004
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Nov 2013)
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3090100804`

Property Details

APN / Parcel Number

Primary APN	`3090100804`
Alternative APN	`3831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Attic	Attic
Attic Area	1,596 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	No Foundation
Lot Area	54,014 sqft (1.24 acres)

Exterior Amenities

Porch	Porch
Porch Area	399 sqft
Deck Area	290 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3831
Street Address	189 ANDREWS RIDGE RD
City	SPARTA
State	NC
Zip	28675-8542
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R1
Legal Description	#1 WEEKS BILL
Legal Subdivision	BILL WEEKS PROPERTY
Legal Tract	1
Legal Block	489
Legal Lot Number	1
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	3
Census Block	3006
Census Tract	950100

Owner

189 Andrews Ridge Rd, a residential property, is owned by an individual who bought it in November 2013.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	113 PEBBLESTONE CT, WILLOW SPRING, NC 27592-8568
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on File
Deed Sale	Nov 8, 2013 · Amount on File
Prior Sale	Dec 17, 2012 · Amount on File
Deed Document Number	20132325
Deed Book / Page	362 / 665
Prior Transfer Date	Feb 16, 2007
Prior Transfer Doc	00314/0061
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 5, 2026
Property Address	189 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Document Number	0000004173
Book / Page	456 / 1922
Instrument Date	Aug 4, 2026
Instrument	20264173
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PEBBLESTONE CT, WILLOW SPRING, NC 27592-8568

Mortgage

Document Number	0000004173,
Date	Aug 5, 2026
Book Page	456/1922
Instrument	20264173

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.82%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	189 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PEBBLESTONE CT, WILLOW SPRING, NC 27592-8568

Mortgage

Document Number	000442/341
Date	Feb 22, 2024
Book Page	442/341
Instrument	354

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	189 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000391/0000000744
Date	Apr 6, 2018
Book Page	0000000391/0000000744
Instrument	000000000505

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	117 Months
Due	Jan 1, 2028

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	189 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000437/977
Date	Jul 6, 2023
Book Page	437/977
Instrument	1399

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 189 Andrews Ridge Rd was $1,124, up 1% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00 (+0.99%)	$162,100 (+0.12%) Land $28,400 Building $133,700	$162,100 Land $28,400 Building $133,700
2025	$1,113.00	$161,900 Land $28,200 Building $133,700
2023		$161,900 Land $28,200 Building $133,700	$161,900 Land $28,200 Building $133,700
2021			$161,900 Land $28,200 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Andrews Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Andrews Ridge Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: T-Mobile.

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