155 Andrews Ridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 155 Andrews Ridge Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1962
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2022)
Tax Bill	$770 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3090101621`

Property Details

APN / Parcel Number

Primary APN	`3090101621`
Alternative APNs	`80320` `82404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	22,216 sqft (0.51 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82404
Street Address	155 ANDREWS RIDGE RD
City	SPARTA
State	NC
Zip	28675-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#3 WEEKS BILL
Legal Subdivision	BILL WEEKS PROPERTY
Legal Tract	3
Legal Block	489
Legal Lot Number	3
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	3
Census Block	3006
Census Tract	950100

Owner

155 Andrews Ridge Rd is owned and occupied by an individual who bought it in October 2022.

Source: Alleghany County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 7, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Oct 12, 2020 · Amount on File
Deed Document Number	20222527
Deed Book / Page	432 / 1344
Prior Transfer Date	Feb 27, 2007
Prior Transfer Doc	00314/0083
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 24, 2022
Property Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Document Number	00432/1344
Book / Page	432 / 1344
Map Reference	MB 9 PG 341
Instrument Date	Oct 17, 2022
Instrument	2527
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 E ASPEN BLVD, 1104, BRANDON, SD 57005-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542

Mortgage

Document Number	00432/1346
Date	Oct 24, 2022
Book Page	432/1346
Instrument	2528

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394/0000000131
Date	Aug 7, 2018
Book Page	0000000394/0000000131
Instrument	000000001458

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2033

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 12, 2020
Property Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542
Document Number	000412/141
Book / Page	412 / 141
Map Reference	MB 9 PG 341
Instrument Date	Oct 6, 2020
Instrument	2343
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 RUN HILL CT # CT304, 1000, KILL DEVIL HILLS, NC 27948-8559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ANDREWS RIDGE RD, SPARTA, NC 28675-8542

Mortgage

Document Number	0000002344
Date	Oct 12, 2020
Instrument	2344

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 155 Andrews Ridge Rd was $770, up 1.2% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$770.00 (+1.18%)	$105,700 (-0.09%) Land $20,100 Building $85,600	$105,700 Land $20,100 Building $85,600
2025	$761.00	$105,800 Land $20,200 Building $85,600
2023		$105,800 Land $20,200 Building $85,600	$105,800 Land $20,200 Building $85,600
2021			$105,800 Land $20,200 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Andrews Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Andrews Ridge Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: T-Mobile.

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