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189 Ablett Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 189 Ablett Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2022
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Apr 2024)
Tax Bill$5,958 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
May 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN31-38-25-00001-3940-00014.0

Property Details

APN / Parcel Number

Primary APN31-38-25-00001-3940-00014.0
Alternative APN
  • 24592

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,860 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage Area420 sqft
DrivewayDriveway
Driveway Area928 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number24592
Street Address189 ABLETT TER
CitySEBASTIAN
StateFL
Zip32958-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 11 PBI 7 - 56 BLK 394 LOT 14
Legal Range38
Legal Township31
Legal Section25
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 11
Legal Block394
Legal Lot Number14
Legal Unit11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1027
Census Tract50809

Owner

189 Ablett Ter is owned and occupied by an individual who bought it in April 2024.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
May 10, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 7, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 22, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 27, 2017Loan Modification, Mortgage · Line of Credit
JAY STERN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on File
Deed SaleApr 4, 2024 · Amount on File
Prior SaleMay 10, 2023
Deed Document Number3120240015720
Deed Book / Page3688 / 1044
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 4, 2024
Property Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number0036881044
Book / Page3688 / 1044
Map ReferenceMB 7 PGS 56
Instrument DateMar 22, 2024
Instrument3120240015720
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyPROFESSIONAL TTL OF TREASURE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.65
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9669 HEMING GRANT RD, GRANT, FL 32949

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 ABLETT TER, SEBASTIAN, FL 32958-6209

Mortgage

Document Number0036881045
DateApr 4, 2024
Instrument3688/1045
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateMay 10, 2023
Property Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number0036200944
Book / Page3620 / 944
Map ReferenceMB 7 PG 56
Instrument DateMay 9, 2023
Instrument3120230023435
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateJul 7, 2022
Property Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number0035542167
Book / Page3554 / 2167
Map ReferenceMB 7 PG 56&56A-56I
Instrument DateJun 27, 2022
Instrument3120220042946
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateJul 22, 2022
Property Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number0035580570
Book / Page3558 / 570
Map ReferenceMB 7 PG 56&56A-56I
Instrument DateJun 27, 2022
Instrument3120220045826
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9669 FLEMING GRANT RD, MICCO, FL 32976-3023

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Recording DateNov 27, 2017
Property Address189 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number0030721433
Book / Page003072 / 001433
Instrument DateNov 17, 2017
Instrument67443
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2041 GREY FALCON CIR SW VERO BEACH FL 329628617, VERO BEACH, FL 32962-8617

Mortgage

Document Number30721433
DateNov 27, 2017
Book Page003072/001433
Instrument67443
Lender
NameJAY STERN
Address2041 GREY FALCON CIR SW, VERO BEACH, FL 32962-8617
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 189 Ablett Ter was $5,958.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,958.00$373,808 Land $66,831 Building $306,977$373,808 Land $66,831 Building $306,977
2023$6,075.00 (+1,002.54%)$361,114 (+870.5%) Land $59,606 Building $301,508$361,114 (+870.5%) Land $59,606 Building $301,508
2022$551.00$37,209 Land $37,209$37,209 Land $37,209

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Ablett Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Ablett Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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