Indian River County property record for 181 Ablett Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,500 (Mar 2022) |
| Tax Bill | $6,354 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-25-00001-3940-00015.0 |
| Primary APN | 31-38-25-00001-3940-00015.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,020 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 864 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 24593 |
|---|---|
| Street Address | 181 ABLETT TER |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 11 BLK 394 LOT 15 PBI 7-56K |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 25 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 11 |
| Legal Block | 394 |
| Legal Lot Number | 15 |
| Legal Unit | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 50809 |
181 Ablett Ter is owned and occupied by an individual who bought it in March 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 181 ABLETT TER, SEBASTIAN, FL 32958-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Nov 27, 2017 | Loan Modification, Mortgage · Line of Credit JAY STERN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Deed Document Number | 3120220018591 |
| Deed Book / Page | 3523 / 2256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 181 ABLETT TER, SEBASTIAN, FL 32958-6209 |
| Document Number | 0035232256 |
| Book / Page | 3523 / 2256 |
| Map Reference | MB 7 PG 56&56A-56L |
| Instrument Date | Mar 21, 2022 |
| Instrument | 3120220018591 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,796.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650249, VERO BEACH, FL 32965-0249 |
| Name | Verified Name |
|---|---|
| Address | 181 ABLETT TER, SEBASTIAN, FL 32958-6209 |
| Document Number | 0035232257 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 3523/2257 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 181 ABLETT TER, SEBASTIAN, FL 32958-6209 |
| Document Number | 0030721433 |
| Book / Page | 003072 / 001433 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 67443 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2041 GREY FALCON CIR SW VERO BEACH FL 329628617, VERO BEACH, FL 32962-8617 |
| Document Number | 30721433 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 003072/001433 |
| Instrument | 67443 |
| Name | JAY STERN |
|---|---|
| Address | 2041 GREY FALCON CIR SW, VERO BEACH, FL 32962-8617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 181 Ablett Ter was $6,354.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,354.00 | $392,827 Land $62,900 Building $329,927 | $392,827 Land $62,900 Building $329,927 |
| 2023 | $7,499.00 (+1,328.38%) | $449,747 (+1,184.26%) Land $56,100 Building $393,647 | $449,747 (+1,184.26%) Land $56,100 Building $393,647 |
| 2022 | $525.00 | $35,020 Land $35,020 | $35,020 Land $35,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 181 Ablett Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Ablett Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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