18896 Rivers Edge Dr E, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 18896 Rivers Edge Dr E, Chagrin Falls, OH 44023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,240 sqft · built 1979
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on File
Tax Bill$5,397 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-285310

Property Details

APN / Parcel Number

Primary APN02-285310
Alternative APN
  • 003125-6

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area1,536 sqft
Upper Floors Area704 sqft
Basement Area704 sqft
Unfinished Basement704 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area68,389 sqft (1.57 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area164 sqft
Deck Area208 sqft
Patio Area932 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number003125-6
Street Address18896 RIVERS EDGE DR E
CityCHAGRIN FALLS
StateOH
Zip44023-4956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal DescriptionS/L 80 RIVERS EDGE SUB
Legal SubdivisionRIVERS EDGE
JurisdictionGEAUGA OH
Township / Civil DivisionBAINBRIDGE
Census Block Group3
Census Block3026
Census Tract311800

Owner

18896 Rivers Edge Dr E is owned and occupied by two individuals who acquired it in February 2018.

Source: Geauga County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address18896 RIVERS EDGE DR E, CHAGRIN FALLS, OH 44023-4956
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Last Transfer DateFeb 19, 2018
Transfer Doc0000932464
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address18896 RIVERS EDGE DR E, CHAGRIN FALLS, OH 44023-4956
Transaction TypeMortgage
Record UpdatedNov 4, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021372235
DateOct 19, 2021
Book Page2137/2235
Instrument202100990950
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address18896 RIVERS EDGE DR E, CHAGRIN FALLS, OH 44023-4956
Document Number0020473047
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedMay 9, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address18896 RIVERS EDGE DR E CHAGRIN FALLS OH 440234956, CHAGRIN FALLS, OH 44023-4956

Mortgage

Document Number0020473047
DateFeb 26, 2018
Book Page002047/003047
Instrument932546
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18896 Rivers Edge Dr E was $5,397 with a homeowner's exemption, up 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionBainbridge Township
Unified School DistrictKenston Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 (+0.06%)$110,570 (-) Land $24,360 Building $86,210
2024$5,394.00 (+10.71%) Homeowner's exemption$110,570 (-) Land $24,360 Building $86,210
2023$4,872.00 Homeowner's exemption$110,570 (+22.72%) Land $24,360 Building $86,210$315,900 Land $69,600 Building $246,300
2022$90,100 Land $20,410 Building $69,690
2021$5,000.00
2020$257,400 Land $58,300 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18896 Rivers Edge Dr E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18896 Rivers Edge Dr E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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