Seminole County property record for 1889 Lakelet Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,800 sqft · built 2005 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (May 2026) |
| Tax Bill | $4,775 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-31-5RR-0000-0680 |
| Primary APN | 19-21-31-5RR-0000-0680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,244 sqft |
| Upper Floors Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1889 LAKELET LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 68 REGENCY ESTATES PB 66 PGS 26-31 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Tract | 5RR |
| Legal Lot Number | 68 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21318 |
Source: Seminole County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1134 AMBER LAKE CT, CAPE CORAL, FL 33909-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | May 21, 2020 · Amount on Record |
| Deed Document Number | 202647986 |
| Deed Book / Page | 11038 / 1018 |
| Prior Transfer Date | Apr 19, 2017 |
| Prior Transfer Doc | 0089031861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 13, 2026 |
| Property Address | 1889 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0110381018 |
| Book / Page | 11038 / 1018 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.47986 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410,060.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1134 AMBER LAKE CT, CAPE CORAL, FL 33909-2946 |
| Document Number | 0000047987, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..47987 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 21, 2020 |
| Property Address | 1889 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0096070219 |
| Book / Page | 9607 / 219 |
| Map Reference | MB 66 PG 26-31 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020052786 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,624.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19209 BLACK MANGROVE CT, 19209, BOCA RATON, FL 33498-4836 |
| Name | Verified Name |
|---|---|
| Address | 1889 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0009607221 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 9607/221 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 1, 2017 |
| Property Address | 1889 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0089031861 |
| Book / Page | 008903 / 001861 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 42623 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 19209 BLACK MANGROVE CT BOCA RATON FL 334984836, BOCA RATON, FL 33498-4836 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,775.00 (+9.24%) Homeowner's exemption | $353,024 (+5.99%) | $500,850 (+4.86%) Land $105,000 Building $395,850 |
| 2023 | $4,371.00 (+2.44%) Homeowner's exemption | $333,083 (+3%) | $477,620 (+11.66%) Land $105,000 Building $372,620 |
| 2022 | $4,267.00 Homeowner's exemption | $323,382 | $427,742 Land $105,000 Building $322,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Oct 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures