Seminole County property record for 1859 Lakelet Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,800 sqft · built 2005 |
| Lot Size | 0.132 acres (5,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,600 (Jul 2005) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-31-5RR-0000-0630 |
| Primary APN | 19-21-31-5RR-0000-0630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| 2nd Floor Area | 1,556 sqft |
| Upper Floors Area | 1,556 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,776 sqft |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1859 LAKELET LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 REGENCY ESTATES PB 66 PGS 26-31 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Lot Number | 63 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21318 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1859 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jul 15, 2019 | Loan Modification, Mortgage · Conventional with PMI NEW RESID'L MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on Record |
| Deed Sale | Jul 13, 2005 · Amount on Record |
| Deed Document Number | 2005116452 |
| Deed Book / Page | 05806 / 0898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1859 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1859 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0102321910 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 10232/1910 |
| Instrument | 2022054159 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1859 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0095311550 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1859 LAKELET LOOP OVIEDO FL 327658010, OVIEDO, FL 32765-8010 |
| Document Number | 0095311550 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 009531/001550 |
| Instrument | 13198 |
| Name | NEW RESID'L MTG LLC |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Feb 4, 2059 |
| Rate | 4.5% |
|---|
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,875.00 (-4.26%) Homeowner's exemption | $244,020 (+5.99%) | $505,065 (+4.71%) Land $105,000 Building $400,065 |
| 2023 | $3,003.00 (+3.91%) Homeowner's exemption | $230,236 (+4.31%) | $482,341 (+12.35%) Land $105,000 Building $377,341 |
| 2022 | $2,890.00 Homeowner's exemption | $220,715 | $429,305 Land $105,000 Building $324,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Oct 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures