Oakland County property record for 1889 Freemont Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 1974 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2022) |
| Tax Bill | $6,560 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-08-152-002 |
| Primary APN | 88-20-08-152-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 2,072 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1889 FREEMONT DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 8 FOREST VIEW VILLAGE LOT 174 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 8 |
| Legal Subdivision | FOREST VIEW VILLAGE |
| Legal Lot Number | 174 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 196500 |
Source: Oakland County records · APN 88-20-08-152-002
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Nov 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | Mar 04, 2016 · Amount on Record |
| Deed Document Number | 2022476108 |
| Deed Book / Page | 58284 / 720 |
| Prior Transfer Date | Aug 06, 2007 |
| Prior Transfer Doc | 0000178730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Document Number | 20260034100 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 61037/290 |
| Instrument | 20260034100 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Document Number | 0000068327 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 58690/223 |
| Instrument | 68327 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 29, 2022 |
| Property Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Document Number | 0000476108 |
| Book / Page | 58284 / 720 |
| Map Reference | LB 135 PG 25 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 476108 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Name | Verified Name |
|---|---|
| Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Document Number | 0000476152 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 58285/76 |
| Instrument | 476152 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1889 FREEMONT DR, TROY, MI 48098-2519 |
| Document Number | 0000092208 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1889 FREEMONT DR TROY MI 480982519, TROY, MI 48098-2519 |
| Document Number | 0000092208 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 054196/000252 |
| Instrument | 92208 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2035 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,560.00 (+2.39%) | ||
| 2024 | $6,407.00 (+13.58%) | ||
| 2023 | $369,100 | ||
| 2022 | $5,641.00 | $184,550 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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