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1864 Freemont Dr, Troy, MI 48098 Property Records

Oakland County property record for 1864 Freemont Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,050 sqft · built 1978
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Oct 2015)
Tax Bill$4,823 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-08-153-006

Property Details

APN / Parcel Number

Primary APN88-20-08-153-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,050 sqft Living Area
1st Floor Area906 sqft
Basement Area906 sqft
Unfinished Basement906 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 78 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area324 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1864 FREEMONT DR
CityTROY
StateMI
Zip48098-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 FOREST VIEW VILLAGE LOT 213
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionFOREST VIEW VILLAGE
Legal Lot Number213
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5006
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-08-153-006

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1864 FREEMONT DR, TROY, MI 48098-2522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY CHOICE CU
Feb 06, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2015 · Amount on Record
Deed SaleOct 27, 2015 · Amount on Record
Prior SaleOct 15, 2007 · Amount on Record
Deed Document Number2015212553
Deed Book / Page48737 / 762
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1864 FREEMONT DR, TROY, MI 48098-2522
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 FREEMONT DR, TROY, MI 48098-2522

Mortgage

Document Number0000067603
DateMar 16, 2021
Book Page55884/249
Instrument67603
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressFARMINGTON, MI 48334
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 11, 2031

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1864 FREEMONT DR, TROY, MI 48098-2522
Document Number0000037449
Instrument DateFeb 06, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1864 FREEMONT DR TROY MI 480982522, TROY, MI 48098-2522

Mortgage

Document Number0000037449
DateFeb 21, 2020
Book Page053864/000065
Instrument37449
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueFeb 20, 2035

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,823.00 (-3.85%)
2023$331,900
2022$5,016.00$165,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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