18883 M 60, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 18883 M 60, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,352 sqft · built 1972
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2017)
Tax Bill	$639 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-210-003-00`

Property Details

APN / Parcel Number

Primary APN	`009-210-003-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Building Perimeter
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	179 ft deep x 130 ft wide
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18883 M 60
City	THREE RIVERS
State	MI
Zip	49093-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SHADY ACRES SUB-DIV. SEC 16 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	SHADY ACRES ACRES
Legal Lot Number	3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

18883 M 60 is owned and occupied by two individuals who bought it in June 2017.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18883 M 60, THREE RIVERS, MI 49093-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jun 12, 2017	Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Deed Book / Page	1873 / 405
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	18883 M 60, THREE RIVERS, MI 49093-9349
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005331
Date	May 18, 2021
Instrument	2021005331

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	18883 M 60, THREE RIVERS, MI 49093-9349
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873/0524
Date	Jun 13, 2017
Book Page	1873/0524

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 12, 2017
Property Address	18883 M 60, THREE RIVERS, MI 49093-9349
Document Number	1873/0405
Book / Page	1873 / 0405
Map Reference	LB2 PG97
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18883 M 60, 18883, THREE RIVERS, MI 49093-9349

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18883 M 60, THREE RIVERS, MI 49093-9349
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 18883 M 60 was $639 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,500	$167,000
2025	$639.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18883 M 60 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18883 M 60 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on M 60

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