18882 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 18882 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,158 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Oct 2024)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-527-0160`

Property Details

APN / Parcel Number

Primary APN	`65-527-0160`
Alternative APNs	`65-00527-0160` `30651`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	942 sqft
Finished Basement	942 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	252 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30651
Street Address	18882 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK 1
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	1
Legal Lot Number	12
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1009
Census Tract	30406

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18882 EARL RD, BIG LAKE, MN 55309-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · FHA Mortgage MARKETPLACE HOME MORTGAGE
Aug 8, 2019	Deed of Trust, Mortgage · FHA Mortgage BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	2024975093
Prior Transfer Date	Sep 25, 2024
Prior Transfer Doc	0000975092
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18882 EARL RD, BIG LAKE, MN 55309-4666
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000864851
Date	Nov 14, 2018
Instrument	864851

Lender

Name	MARKETPLACE HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18882 EARL RD, BIG LAKE, MN 55309-4666
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000876459
Date	Aug 8, 2019
Instrument	876459

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (+3.25%) Land $79,100 Building $250,900	$330,000 (+3.25%) Land $79,100 Building $250,900
2025	$4,074.00 (+8.06%)	$319,600 (-0.44%) Land $79,100 Building $240,500	$319,600 (-0.44%) Land $79,100 Building $240,500
2023	$3,770.00	$321,000 Land $83,800 Building $237,200
2021			$321,000 Land $83,800 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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