18878 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 18878 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,127 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$229,000 (Feb 2016)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`65-527-0165`

Property Details

APN / Parcel Number

Primary APN	`65-527-0165`
Alternative APNs	`65-00527-0165` `30652`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft
Basement Area	847 sqft
Finished Basement	847 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	32 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18878 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 1
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1009
Census Tract	30406

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Prior Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	2016464208
Record Updated	Jun 8, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	18878 EARL RD, BIG LAKE, MN 55309-4666
Document Number	0000864202
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Mortgage

Document Number	0000864202
Date	Oct 31, 2018
Instrument	864202

Lender

Name	MISCELLANEOUS INS CO
Address	WHIPPANY, NJ 07981

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2028

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,054.00 (+3%)	$318,100 (-1.67%) Land $80,000 Building $238,100	$318,100 (-1.67%) Land $80,000 Building $238,100
2023	$3,936.00	$323,500 Land $84,400 Building $239,100
2021			$323,500 Land $84,400 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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