1888 Cliff Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 1888 Cliff Rd, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,892 sqft · built 1971
Lot Size	0.218 acres (9,479 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Sep 2021)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415335-116195-0000`

Property Details

APN / Parcel Number

Primary APN	`415335-116195-0000`
Alternative APNs	`160310` `584129`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Wood
Roof Material	Other
Lot Area	9,479 sqft (0.218 acres)
Deck Area	640 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	160310
Street Address	1888 CLIFF RD
City	POINT ROBERTS
State	WA
Zip	98281-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DELTA VIEW NO 5 LOT 62-EXC UNDIV 1/2 INT IN GAS-OIL-MIN RTS AS RES PRIOR TO PLAT UNDER AF 866745
Legal Range	53
Legal Township	41
Legal Section	35
Legal Subdivision	DELTA VIEW NO 5
Legal Block	2
Legal Lot Number	62
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

1888 Cliff Rd is owned and occupied by an individual who bought it in September 2021.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Sep 1, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 14, 2021	Quit Claim Deed, Transfer BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	2021194
Prior Transfer Date	Aug 24, 2021
Prior Transfer Doc	0000000195
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 1, 2021
Property Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608
Document Number	0000900194
Instrument Date	Aug 26, 2021
Instrument	2021-0900194
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$7,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 1, 2021
Property Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608
Document Number	0000900195
Map Reference	VOL 9 PG 54
Instrument Date	Aug 24, 2021
Instrument	2021-0900195
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608

Mortgage

Document Number	0000900196
Date	Sep 1, 2021
Instrument	2021-0900196

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 14, 2021
Property Address	1888 CLIFF RD, POINT ROBERTS, WA 98281-9608
Document Number	2210102101
Instrument Date	Jan 5, 2021
Instrument	102101
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1888 CLIFF RD POINT ROBERTS WA 982819608, POINT ROBERTS, WA 98281-9608

Mortgage

Document Number	2210102102
Date	Jan 14, 2021
Instrument	102102

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1888 Cliff Rd was $4,243.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00	$526,248 Land $164,228 Building $362,020	$526,248 Land $164,228 Building $362,020
2022		$462,324 Land $135,000 Building $327,324	$462,324 Land $135,000 Building $327,324
2021	$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1888 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 9 condo units
Nearby Flood Claims	19 (1982–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1888 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL · Fiber in parts of the area	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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