1881 Cliff Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 1881 Cliff Rd, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,646 sqft · built 1988
Lot Size	0.206 acres (8,971 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`415335-118170-0000`

Property Details

APN / Parcel Number

Primary APN	`415335-118170-0000`
Alternative APNs	`160313` `591608` `12773`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	691 sqft
Basement Area	691 sqft
Finished Basement	691 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,971 sqft (0.206 acres)
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	1,150 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	160313
Street Address	1881 CLIFF RD
City	POINT ROBERTS
State	WA
Zip	98281-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DELTA VIEW NO 3 LOT 9-EXC UNDIV 1/2 INT IN GAS-OIL-MIN RTS AS RES PRIOR TO PLAT UNDER AF 866745
Legal Range	53
Legal Township	41
Legal Section	35
Legal Subdivision	DELTA VIEW NO 3
Legal Block	2
Legal Lot Number	9
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	2
Census Block	2025
Census Tract	11000

Owner

1881 Cliff Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Whatcom County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1881 CLIFF RD, POINT ROBERTS, WA 98281-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Dec 8, 2004 · Amount on File
Deed Document Number	20261308
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 15, 2026
Property Address	1881 CLIFF RD, POINT ROBERTS, WA 98281-9608
Document Number	0000001308
Instrument Date	Jun 15, 2026
Instrument	20261308
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 CLIFF RD, POINT ROBERTS, WA 98281-9608

Mortgage

Document Number	0000001309,
Date	Jun 15, 2026
Instrument	2026061309

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	May 19, 2022
Property Address	1881 CLIFF RD, POINT ROBERTS, WA 98281-9608
Document Number	0000502184
Instrument Date	May 16, 2022
Instrument	2022-0502184
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1881 Cliff Rd was $3,543.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00	$433,933 Land $164,228 Building $269,705	$433,933 Land $164,228 Building $269,705
2022		$378,856 Land $135,000 Building $243,856	$378,856 Land $135,000 Building $243,856
2021	$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1881 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 9 condo units
Nearby Flood Claims	19 (1982–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1881 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL · Fiber in parts of the area	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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