18872 Elmer Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18872 Elmer Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,419 sqft · built 1996
Lot Size	0.294 acres (12,807 sqft)
Owner	Company Name on Record
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-304-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-304-001`
Alternative APN	`0821304001`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,419 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	1,617 sqft
Unfinished Basement	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	132 ft deep x 97 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18872 ELMER DR
City	MACOMB
State	MI
Zip	48044-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE RIVER SUB LOT 37 LIBER: 108 PAGES: 3-6
Legal Subdivision	MIDDLE RIVER SUB
Legal Lot Number	37
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18872 ELMER DR, MACOMB, MI 48044-1250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 29, 2016	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2019
Transfer Doc	0000139175
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18872 ELMER DR, MACOMB, MI 48044-1250
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18872 ELMER DR, MACOMB, MI 48044-1250

Mortgage

Document Number	2200135964
Date	Dec 14, 2022
Book Page	28937/927
Instrument	202200135964

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 6, 2019
Property Address	18872 ELMER DR, MACOMB, MI 48044-1250
Document Number	0000139175
Book / Page	26380 / 643
Map Reference	LB 108 PG 3-6
Instrument Date	Nov 18, 2019
Instrument	9139175
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	PARTNERS TITLE AGECNY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18872 ELMER DR, MACOMB, MI 48044-1250

Mortgage

Document Number	0000139174
Date	Dec 6, 2019
Instrument	9139174

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 8, 2019
Property Address	18872 ELMER DR, MACOMB, MI 48044-1250
Document Number	0000075257
Book / Page	026057 / 000567
Instrument Date	Jun 17, 2019
Instrument	75257
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18872 ELMER DR MACOMB MI 480441250, MACOMB, MI 48044-1250

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18872 ELMER DR, MACOMB, MI 48044-1250
Document Number	0000003484
Book / Page	024491 / 000805
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18872 ELMER DR MACOMB MI 480441250, MACOMB, MI 48044-1250

Mortgage

Document Number	0000003484
Date	Jan 9, 2017
Book Page	024491/000805
Instrument	3484

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038-4004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,200 (+3.74%)	$432,400 (+3.74%)
2025	$4,694.00 (+13.14%) Homeowner's exemption	$208,400 (+12.16%)	$416,800 (+12.16%)
2023		$185,800	$371,600
2022	$4,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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