18984 Elmer Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18984 Elmer Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1996
Lot Size	0.233 acres (10,149 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 1999)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-304-005`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-304-005`
Alternative APN	`0821304005`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18984 ELMER DR
City	MACOMB
State	MI
Zip	48044-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE RIVER SUB LOT 41 LIBER: 108 PAGES: 3-6
Legal Subdivision	MIDDLE RIVER SUB
Legal Lot Number	41
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18984 ELMER DR, MACOMB, MI 48044-1250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 1999 · Amount on Record
Deed Sale	May 18, 1999 · Amount on Record
Last Transfer Date	Mar 17, 2014
Transfer Doc	0000041695
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18984 ELMER DR, MACOMB, MI 48044-1250
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18984 ELMER DR, MACOMB, MI 48044-1250

Mortgage

Document Number	2300087398
Date	Oct 16, 2023
Book Page	29337/686
Instrument	202300087398

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18984 ELMER DR, MACOMB, MI 48044-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062629
Date	Jun 1, 2020
Book Page	26737/1
Instrument	2062629

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (+4.23%)	$374,800 (+4.23%)
2025	$4,011.00 (+13.15%) Homeowner's exemption	$179,800 (+12.73%)	$359,600 (+12.73%)
2023		$159,500	$319,000
2022	$3,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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