Saginaw County property record for 18870 Nelson Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1979 |
| Lot Size | 10.9 acres (475,675 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $15,600 (Oct 1978) |
| Tax Bill | $3,889 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-2-19-3002-000 |
| Primary APN | 15-11-2-19-3002-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 475,675 sqft (10.9 acres) |
| Garage Area | 1,632 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18870 NELSON RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT 658.64 FT E FROM SW CORN OF SEC 19 TH N 1308.01 FT TH E 333.60 FT TH S 1309.27 FT TH W 333.62 FT TO POB 10.92 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 19 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FREMONT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 12300 |
18870 Nelson Rd is owner-occupied and held in a trust since October 1978.
Source: Saginaw County records, as of September 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18870 NELSON RD, SAINT CHARLES, MI 48655-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 1978 · Amount on File |
| Deed Sale | Oct 26, 1978 · Amount on File |
| Deed Book / Page | 1554 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 18870 NELSON RD, SAINT CHARLES, MI 48655-9799 |
| Document Number | 0000021790 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202621790 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18870 NELSON RD, SAINT CHARLES, MI 48655-9799 |
The 2025 property tax bill for 18870 Nelson Rd was $3,889.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Fremont Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,900 | $307,800 | |
| 2025 | $3,889.00 Homeowner's exemption | ||
| 2023 | $135,700 | $271,400 | |
| 2022 | $3,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18870 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18870 Nelson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
4G LTE (outdoors only), no 5G reported
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