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1887 John Gray Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1887 John Gray Rd, Cincinnati, OH 45240 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 1971
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on File
Tax Bill$3,684 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0411-0255-00

Property Details

APN / Parcel Number

Primary APN590-0411-0255-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
Gross Area2,178 sqft
1st Floor Area528 sqft
2nd Floor Area1,122 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area12,023 sqft (0.276 acres)
Lot Dimensions185 ft deep x 65 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1887 JOHN GRAY RD
CityCINCINNATI
StateOH
Zip45240-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNGRAY RD 65 X 185 LOT 354 KEMPERMILL VILLAGE SUB BLK B PT 19
Legal SubdivisionKEMPERMILL VILLAGE SUB
Legal BlockB
Legal Lot Number354
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract21508

Owner

Source: Hamilton County records · APN 590-0411-0255-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1887 JOHN GRAY RD, CINCINNATI, OH 45240-1029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2022Deed of Trust, Mortgage
CINFED CU
May 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2006
Deed SaleApr 24, 2006
Prior SaleFeb 25, 2002 · Amount on Record
Deed Document Number200662334
Deed Book / Page10225 / 2520
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1887 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023172
DateMar 03, 2022
Book Page14616/1281
Instrument2022-0023172
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1887 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Document Number0000043790
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1887 JOHN GRAY RD CINCINNATI OH 452401029, CINCINNATI, OH 45240-1029

Mortgage

Document Number0000043790
DateJun 05, 2019
Book Page013932/002010
Instrument43790
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,684.00 (-2.51%)$59,263 (+%) Land $14,508 Building $44,755$169,320 (-) Land $41,450 Building $127,870
2024$3,779.00 (+10.63%)$59,261 (-) Land $14,507 Building $44,754
2023$3,416.00 (-2.57%)$59,261 (+21.41%) Land $14,507 Building $44,754$169,320 (+21.41%) Land $41,450 Building $127,870
2022$3,506.00 Homeowner's exemption$48,811 Land $12,551 Building $36,260
2020$139,460 Land $35,860 Building $103,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610215081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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