1886 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1886 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,141 sqft · built 1982
Lot Size	10.4 acres (453,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,500 (Dec 2017)
Tax Bill	$15,731 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 037.03-1-41`

Property Details

APN / Parcel Number

Primary APN	`265489 037.03-1-41`
Alternative APNs	`54890370300001041000` `03390150000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	453,024 sqft (10.4 acres)
Lot Dimensions	200 ft deep x 181 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03390150000
Street Address	1886 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9750
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0013-14-07 ATKINSON
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2004
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1886 LAKE RD, WEBSTER, NY 14580-9750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Sep 7, 1994 · Amount on Record
Deed Document Number	2017511
Deed Book / Page	11961 / 282
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1886 LAKE RD, WEBSTER, NY 14580-9750
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 LAKE RD, WEBSTER, NY 14580-9750

Mortgage

Document Number	0000000404
Date	Jul 16, 2021
Book Page	29329/404
Instrument	202107160807

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1886 LAKE RD, WEBSTER, NY 14580-9750
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 LAKE RD, WEBSTER, NY 14580-9750

Mortgage

Document Number	0000000386
Date	Jul 16, 2021
Book Page	29329/386
Instrument	202107160806

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Dec 15, 2017
Property Address	1886 LAKE RD, WEBSTER, NY 14580-9750
Document Number	0000000511
Book / Page	11961 / 282
Map Reference	LB 8520 PG267
Instrument Date	Dec 14, 2017
Instrument	201712150511
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$1,682.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 LAKE RD, WEBSTER, NY 14580-9750

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,731.00 (+1.03%)
2025	$15,570.00 (+4.99%)	$337,200 (+0.51%) Land $172,400 Building $164,800	$702,500 (+21.46%) Land $359,167 Building $343,333
2023		$335,500 (-) Land $172,400 Building $163,100	$578,400 (+10.34%) Land $297,217 Building $281,183
2022		$335,500 Land $172,400 Building $163,100	$524,200 Land $269,365 Building $254,835
2021	$14,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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