1870 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1870 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,305 sqft · built 2020
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,041 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`265489 037.03-1-40.2`

Property Details

APN / Parcel Number

Primary APN	`265489 037.03-1-40.2`
Alternative APN	`03390500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,305 sqft Living Area
1st Floor Area	2,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	224,770 sqft (5.16 acres)
Lot Dimensions	200 ft deep x 550 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	2,776 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03390500000
Street Address	1870 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	40.200
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2004
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 LAKE RD, WEBSTER, NY 14580-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Jan 5, 2022	Warranty Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1870 LAKE RD, WEBSTER, NY 14580-9750
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 LAKE RD, WEBSTER, NY 14580-9750

Mortgage

Document Number	202503362801
Date	Dec 8, 2025
Book Page	31208/402
Instrument	202503362801

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 5, 2022
Property Address	1870 LAKE RD, WEBSTER, NY 14580-9750
Document Number	0000001236
Book / Page	12609 / 473
Map Reference	LB 360 PG 64
Instrument Date	Dec 23, 2021
Instrument	202201051236
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 COUNTY LINE RD, 249, ONTARIO, NY 14519-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 LAKE RD, WEBSTER, NY 14580-9750

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,041.00 (+1.04%)
2025	$19,835.00 (+143.61%)	$429,800 (+4.19%) Land $165,700 Building $264,100	$895,400 (+25.9%) Land $345,202 Building $550,198
2023		$412,500 (-) Land $165,700 Building $246,800	$711,200 (+10.35%) Land $285,687 Building $425,513
2022		$412,500 Land $165,700 Building $246,800	$644,500 Land $258,894 Building $385,606
2021	$8,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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