1886 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1886 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,506 sqft · built 2019
Lot Size	0.175 acres (7,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,200 (Jun 2022)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-682-0205`

Property Details

APN / Parcel Number

Primary APN	`45-682-0205`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	4,072 sqft
Basement Area	1,006 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	7,610 sqft (0.175 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1886 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 205, PLAT C-7, LEGACY FARMS AT SPANISH FORK SUB AREA 0.175 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	205
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1006
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1886 E 970 N, SPANISH FORK, UT 84660-6225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jan 23, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	202276252
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0000200295
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1886 E 970 N, SPANISH FORK, UT 84660-6225
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075535
Date	Oct 1, 2025
Instrument	75535:2025

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2022
Property Address	1886 E 970 N, SPANISH FORK, UT 84660-6225
Document Number	0000076252
Instrument Date	Jun 30, 2022
Instrument	76252:2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1886 E 970 N, SPANISH FORK, UT 84660-6225

Mortgage

Document Number	0000076268
Date	Jun 30, 2022
Instrument	76268:2022

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1886 E 970 N, SPANISH FORK, UT 84660-6225
Document Number	0000200150
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	VISTA TITLE INC, TITAN TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1886 E 970 N SPANISH FORK UT 846606225, SPANISH FORK, UT 84660-6225

Mortgage

Document Number	0000200150
Date	Dec 16, 2020
Instrument	200150

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 23, 2020
Property Address	1886 E 970 N, SPANISH FORK, UT 84660-6225
Document Number	0000008984
Instrument Date	Jan 23, 2020
Instrument	8984:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 E 970 N, SPANISH FORK, UT 84660-6225

Mortgage

Document Number	0000008985
Date	Jan 23, 2020
Instrument	8985:2020

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,885 (-46.69%)	$630,700 (-3.07%) Land $290,200 Building $340,500
2025	$3,447.00	$650,700 (+92.15%) Land $232,200 Building $418,500	$650,700 (+5.68%) Land $232,200 Building $418,500
2024	$3,447.00 (+5.06%)
2023	$3,281.00 (+1.36%)	$338,635	$615,700 Land $221,000 Building $394,700
2022	$3,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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