1883 E 970 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1883 E 970 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,159 sqft · built 2019
Lot Size	0.182 acres (7,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,100 (Nov 2019)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-682-0187`

Property Details

APN / Parcel Number

Primary APN	`45-682-0187`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,159 sqft Living Area
Gross Area	3,899 sqft
Basement Area	1,020 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	7,947 sqft (0.182 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1883 E 970 N
City	SPANISH FORK
State	UT
Zip	84660-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 187, PLAT C-7, LEGACY FARMS AT SPANISH FORK SUB AREA 0.182 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	187
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1006
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1883 E 970 N, SPANISH FORK, UT 84660-6225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Nov 27, 2019	Special Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2019126134
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1883 E 970 N, SPANISH FORK, UT 84660-6225
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107430
Date	Oct 5, 2022
Instrument	107430:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1883 E 970 N, SPANISH FORK, UT 84660-6225
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136779
Date	Aug 4, 2021
Instrument	136779:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1883 E 970 N, SPANISH FORK, UT 84660-6225
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	GT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107346
Date	Jun 11, 2021
Instrument	107346:2021

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 27, 2019
Property Address	1883 E 970 N, SPANISH FORK, UT 84660-6225
Document Number	0000126134
Instrument Date	Nov 27, 2019
Instrument	126134:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1883 E 970 N, SPANISH FORK, UT 84660-6225

Mortgage

Document Number	0000126135
Date	Nov 27, 2019
Instrument	126135:2019

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,585 (-46.64%)	$584,700 (-2.99%) Land $293,000 Building $291,700
2025	$3,193.00 (+0.03%)	$602,700 (+98.52%) Land $234,400 Building $368,300	$602,700 (+9.18%) Land $234,400 Building $368,300
2024	$3,192.00 (+8.5%)
2023	$2,942.00 (+1.13%)	$303,600	$552,000 Land $223,000 Building $329,000
2022	$2,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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