Stanly County property record for 18854 Old Mill Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2021 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Oct 2025) |
| Tax Bill | $1,504 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 559704706556 |
| Primary APN | 559704706556 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1553060 |
|---|---|
| Street Address | 18854 OLD MILL RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 18854 OLD MILL RD LOT 2 559704013 |
| Legal Subdivision | MINOR SUBDIVISION FOR RICHARD A LEWIS |
| Legal Lot Number | 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ALMOND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18854 OLD MILL RD, LOCUST, NC 28097-8330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 6, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 2025482419 |
| Deed Book / Page | 1899 / 561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 18854 OLD MILL RD, LOCUST, NC 28097-8330 |
| Document Number | 0000482419 |
| Book / Page | 1899 / 561 |
| Map Reference | MB 23 PG 171 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 482419 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SOUTH CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5609 MORGAN MILL RD, MONROE, NC 28110-7528 |
| Name | Verified Name |
|---|---|
| Address | 18854 OLD MILL RD, LOCUST, NC 28097-8330 |
| Document Number | 0000482420 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 482420 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0000482421 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 1899/577 |
| Instrument | 482421 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 6, 2022 |
| Property Address | 18854 OLD MILL RD, LOCUST, NC 28097-8330 |
| Document Number | 0000446675 |
| Book / Page | 1785 / 473 |
| Map Reference | MB 23 PG 171 |
| Instrument Date | May 6, 2022 |
| Instrument | 446675 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 RUSS DR, 215, MOUNT GILEAD, NC 27306-9405 |
| Name | Verified Name |
|---|---|
| Address | 18854 OLD MILL RD, LOCUST, NC 28097-8330 |
| Document Number | 0000446676 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 446676 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,504.00 | $227,943 (-) Land $38,520 Building $189,423 | $227,943 (-) Land $38,520 Building $189,423 |
| 2025 | $1,504.00 (+19.55%) | $227,943 (+30.42%) Land $38,520 Building $189,423 | $227,943 (+30.42%) Land $38,520 Building $189,423 |
| 2023 | $1,258.00 | $174,782 Land $24,740 Building $150,042 | $174,782 Land $24,740 Building $150,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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