18835 Old Mill Rd, Locust, NC 28097 Property Records

Stanly County property record for 18835 Old Mill Rd, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,785 sqft · built 1991
Lot Size	5.73 acres (250,034 sqft)
Owner	2 Individual Names on File
Tax Bill	$452 (2023)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`559704813299`

Property Details

APN / Parcel Number

Primary APN	`559704813299`
Alternative APNs	`1527091` `34144`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,785 sqft Finished Area

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	250,034 sqft (5.73 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1527091
Street Address	18835 OLD MILL RD
City	LOCUST
State	NC
Zip	28097-8330
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	M/H 18835 OLD MILL RD 559700177
Jurisdiction	STANLY NC
Township / Civil Division	ALMOND
Census Block Group	2
Census Block	2021
Census Tract	930700

Owner

Source: Stanly County records · APN 559704813299

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18835 OLD MILL RD, LOCUST, NC 28097-8330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Sep 07, 2017 · Amount on Record
Last Transfer Date	Oct 31, 2019
Transfer Doc	0000414446
Record Updated	Jun 07, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	18835 OLD MILL RD, LOCUST, NC 28097-8330
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18835 OLD MILL RD, LOCUST, NC 28097-8330

Mortgage

Document Number	0000454791
Date	Jan 20, 2023
Book Page	1810/1435
Instrument	454791

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 31, 2019
Property Address	18835 OLD MILL RD, LOCUST, NC 28097-8330
Document Number	0000414446
Book / Page	001684 / 001230
Instrument Date	Oct 03, 2019
Instrument	414446
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18835 OLD MILL RD LOCUST NC 280978330, LOCUST, NC 28097-8330

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$452.00	$62,897 Land $44,544 Building $18,353	$62,897 Land $44,544 Building $18,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

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