18854 3rd St, Spiro, OK 74959 Property Records

Le Flore County property record for 18854 3rd St, Spiro, OK 74959

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1977
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$484 (2025)
Deeds & MortgagesSep 2019 Construction Loan
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN22973

Property Details

APN / Parcel Number

Primary APN22973
Alternative APN
  • H590-05-09N-26E-0-060-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area374 sqft
PorchSlab
Porch Area25 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22973
Street Address18854 3RD ST
CitySPIRO
StateOK
Zip74959-3990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFT COFFEE TOWNSHIP ADD SEC 5 TWP 9N RNG 26E PT SE SW NW BEG SW COR E208 N208 W208 S208 POB B1136 P126
Legal Range26E
Legal Township09N
Legal Section05
Legal SubdivisionFORT COFFEE TOWNSHIP ADD
Legal Block9N
Legal Lot Number26E
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group3
Census Block3019
Census Tract40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18854 3RD ST, SPIRO, OK 74959-3990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FARM SVC AGCY US DEPT/AGRICULT
May 21, 2019Grant Deed, Transfer
ATTORNEY ONLY
Mar 23, 2018Deed of Trust, Mortgage · Line of Credit
COMMUNITY ST BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLE FLORE OK
Recording DateSep 18, 2019
Property Address18854 3RD ST, SPIRO, OK 74959-3990
Document Number0020840388
Book / Page002084 / 000388
Instrument DateSep 18, 2019
Instrument6527
Transaction TypeConstruction Loan
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18854 3R ST SPIRO OK 74959, SPIRO, OK 74959

Mortgage

Document Number20840388
DateSep 18, 2019
Book Page002084/000388
Instrument6527
Lender
NameFARM SVC AGCY US DEPT/AGRICULT
AddressPOTEAU, OK 74953
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 17, 2020

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLE FLORE OK
Recording DateMay 21, 2019
Property Address18854 3RD ST, SPIRO, OK 74959-3990
Document Number0020720782
Book / Page002072 / 000782
Instrument DateMay 1, 2019
Instrument3461
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address18854 3RD ST SPIRO OK 749593990, SPIRO, OK 74959-3990

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address18854 3RD ST, SPIRO, OK 74959-3990
Document Number0020300405
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address18854 3RD ST SPIRO OK 749593990, SPIRO, OK 74959-3990

Mortgage

Document Number0020300405
DateMar 28, 2018
Book Page002030/000405
Instrument2139
Lender
NameCOMMUNITY ST BK
TypeBank
AddressPOTEAU, OK 74953
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
MunicipalityFort Coffee Town
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,651 (+3%) Land $492 Building $6,159$60,462 (-3.52%) Land $4,473 Building $55,989
2025$484.00 (+4.54%) Homeowner's exemption$6,457 (+6.08%) Land $495 Building $5,962$62,667 (+13.25%) Land $4,500 Building $58,167
2023$463.00 Homeowner's exemption$6,087 Land $495 Building $5,592$55,333 Land $4,500 Building $50,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPIRO EAST WATER ASSOCIATION
serves 1,817 people · EPA ID OK3004005
Water SourcePurchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
not recorded as resolved · Jul 2025
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wave Rural Connect
Fiber
1,000 / 1,000

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