18528 3rd St, Spiro, OK 74959 Property Records

Le Flore County property record for 18528 3rd St, Spiro, OK 74959

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 980 sqft · built 1990
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN22989

Property Details

APN / Parcel Number

Primary APN22989
Alternative APN
  • H590-05-09N-26E-0-076-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeManufactured
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area72 sqft
Patio Area48 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22989
Street Address18528 3RD ST
CitySPIRO
StateOK
Zip74959-3984
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR1
Legal DescriptionFT COFFEE TOWNSHIP ADD SEC 5 TWP 9N RNG 26E PT SE SE NW BEG SE COR N208.71 W208.71 S208.71 E208.71 POB B1998 P498 B1276 P692
Legal Range26E
Legal Township09N
Legal Section05
Legal SubdivisionFORT COFFEE TOWNSHIP ADD
Legal Block9N
Legal Lot Number26E
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group3
Census Block3018
Census Tract40303

Owner

Source: Le Flore County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18528 3RD ST, SPIRO, OK 74959-3984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 17, 2017
Transfer Doc0019980498
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address18528 3RD ST, SPIRO, OK 74959-3984
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020020029
DateApr 28, 2017
Book Page2002/0029
Instrument3139
Lender
NameCOMMUNITY STATE BANK
TypeBank
AddressPOTEAU, OK 74953
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.25%

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
MunicipalityFort Coffee Town
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$1,403 (-) Land $260 Building $1,143$24,303 (+43.26%) Land $4,500 Building $19,803
2023Homeowner's exemption$1,403 Land $372 Building $1,031$16,964 Land $4,500 Building $12,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 72% of Oklahoma
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPIRO EAST WATER ASSOCIATION
serves 1,817 people · EPA ID OK3004005
Water SourcePurchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
not recorded as resolved · Jul 2025
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wave Rural Connect
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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