18851 Deer Tracks Loop, Lutz, FL 33558 Property Records

Pasco County property record for 18851 Deer Tracks Loop, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,923 sqft · built 2015
Lot Size	0.123 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Sep 2018)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-26-18-0040-00700-0160`

Property Details

APN / Parcel Number

Primary APN	`33-26-18-0040-00700-0160`
Alternative APN	`1081206`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	2,559 sqft
1st Floor Area	819 sqft
Upper Floors Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.123 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	195 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1081206
Street Address	18851 DEER TRACKS LOOP
City	LUTZ
State	FL
Zip	33558-8493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG LAKE RANCH VILLAGE 2 PARCELS A-1 A-2 B-1 B-2 & E PB 70 PG 020 BLOCK 7 LOT 16 OR 9783 PG 3980
Legal Range	18E
Legal Township	26S
Legal Section	33
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Tract	40
Legal Block	7
Legal Lot Number	16
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2017
Census Tract	31605

Owner

Source: Pasco County records · APN 33-26-18-0040-00700-0160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18851 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 06, 2018	Warranty Deed, Transfer · Conventional with PMI NFM LNDG
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2018 · Amount on Record
Deed Sale	Sep 06, 2018 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	2018151265
Deed Book / Page	9783 / 3980
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18851 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101862290
Date	Sep 30, 2020
Book Page	10186/2290
Instrument	2020161986

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 06, 2018
Property Address	18851 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Document Number	0097833980
Book / Page	009783 / 003980
Instrument Date	Aug 28, 2018
Instrument	151265
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	AMERICAN PATRIOT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18851 DEER TRACKS LOOP LUTZ FL 335588493, LUTZ, FL 33558-8493

Mortgage

Document Number	97833982
Date	Sep 06, 2018
Book Page	009783/003982
Instrument	151266

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18851 DEER TRACKS LOOP, LUTZ, FL 33558-8493
Document Number	0095761076
Book / Page	009576 / 001076
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18851 DEER TRACKS LOOP LUTZ FL 335588493, LUTZ, FL 33558-8493

Mortgage

Document Number	0095761076
Date	Jul 19, 2017
Book Page	009576/001076
Instrument	113647

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jul 18, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,136.00 (+4.59%) Homeowner's exemption	$288,470 (+5.99%) Land $95,958 Building $192,512	$386,549 (-6.38%) Land $95,958 Building $290,591
2023	$6,823.00 (+9.4%) Additional exemption filed	$272,180 (+3.38%) Land $91,368 Building $180,812	$412,911 (+19.03%) Land $91,368 Building $321,543
2022	$6,237.00 Homeowner's exemption	$263,290 Land $76,140 Building $187,150	$346,897 Land $76,140 Building $270,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010316052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 158 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured 29 under condo master policies
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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